It's a common misconception only the rich can be stylish. Of course seeing something you think looks great or wanting something someone else has, aspiration, costs money. Creating something amazing from what you have already takes skills not cash.

Remember Kyle MacDonald who swapped his way from a paper clip to a house through 14 online trades in 12 months. And now who thinks swapping is over rated?

Hosting a big party is the last thing we can do at the moment (Covid 19) but this too shall pass so here's our best advice once this is all over. One good thing we now understand we are not bigger than nature and we are stronger together.

Most of us do the same thing year in year out when it comes to Christmas so a massive spanner in the works this year 2020 and what then? The demand for free life coaching goes up every year around the holidays as for many the pressure and additional financial worries are just too much to bear. This year the impact on mental health will be even more significant because no one likes being forced to change.