OK today I am really trying to be positive as I have a lot to look forward to but in my free life coaching sessions for those who are lost outside the system, the homeless, the addicted, the under privileged, small business owners crippled by banks and payday loan victims dreading another Christmas and I am struggling to remain upbeat.

I want to ask some questions to the government, the council and big business, including the banks about why this country is so...